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HELP! I LIVE IN A DISASTER-DECLARED AREA. I NEED TO CASH SAVINGS BONDS

!

No Problem. You Have Options
(even if your bonds haven’t met the minimum 1-year holding period)

1

My Electronic Bonds Are in TreasuryDirect.

  1. Log in to your account.
  2. Request a redemption of one or all of your savings bonds.

What if My Bonds Are Less Than 1 Year Old?

  • No problem. Send us an e-mail from inside your account to explain why you're asking to redeem the bonds.
2

My Paper Bonds Are Fine. I Just Need the Money.

  1. Visit  your local bank. This is the quickest way to get your cash.
  2. Read our instructions on cashing savings bonds

What if My Bonds Are Less Than 1 Year Old?

  • No problem. Most banks in federally declared disaster areas are prepared to waive the 1-year minimum holding fee.
3

Help! My Bonds Are Lost, Illegible, or Contaminated.

  1. Download FS FORM 1048 from TreasuryDirect.gov or call Treasury Retail Securities at (844) 284-2676.
  2. Complete part 1 -  Description of Bonds. Include as much information as possible, including names, social security numbers, and serial numbers on the bonds; issue dates; and dollar amounts.
  3. Complete part 5 - Relief Requested (Payment by Direct Deposit)
  4. Complete part 7 - Signatures and Certifications. Please be sure to get all the signatures you need and have them certified. Instructions are on the form.
  5. Write "Disaster" on the top of the form's first page and on the front of the envelope
  6. Mail the form without the savings bonds to:

    HH/H Treasury Retail Securities Site
    PO Box 2186
    Minneapolis, MN 55480-2186

    EE/E/I:  Treasury Retail Securities Site
    PO Box 214
    Minneapolis, MN 55480-0214

  7. Destroy your old savings bonds only after they are paid. They will no longer be valid.

What if My Bonds Are Less Than 1 Year Old?

  • Simply follow the steps above, being sure to write "Disaster" on the form

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